Loan Applications

 

CITY OF ARCATA COMMERCIAL LOANS

 

The City of Arcata offers low interest loans between 3% and 4.5%, beginning at $20,000, for the purchase of operating capital, furniture, fixtures and equipment, building rehabilitation, equipment purchases, refinancing existing debt, real property acquisition and offsite improvements.

 

To find out how to apply, call 822-4616. 

 

 

AEDC COMMERCIAL LOANS AND

SBA MICROLOANS

 

AEDC offers commercial loans from $5,000 to $250,000 starting at 8.75% fixed interest rate up to 25 years. Funds can be used for inventory, equipment, working capital, business start up or expansion and leasehold improvements. Check out the loan application here: 

 

Commercial Loan Application

 

 

SBA 504 LOANS

 

AEDC offers loans up to $5 million on commercial property purchases, commercial property construction and renovation and purchase of large equipment with a life span of 10 years or more. Because AEDC partners with a second financial institution, and SBA 504 loan allows up to 90% financing. Learn more about the SBA 504 loan here:  (Some files will not open in Google Chrome. They should open in Windows Explorer.)  

 

SBA 504 Loan Application Part 1 

SBA 504 Loan Application Part 2 (SBA 912)

SBA 504 Loan Application Part 3 (SBA 413) 

SBA 504 Loan Application Part 3 (SBA 413) 

SBA 504 Loan Application Part 4 (SBA 160)

SBA 504 Loan Application Part 5 (SBA 160A)  

SBA 504 Loan Application Part 6 (4506T) 

SBA 504 Loan Application Part 7 (SBA 1244 Part D)